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Security & Compliance

Built from the ground up around data security and regulatory compliance.

1

Encryption

All data encrypted at rest and in transit. PII is stored separately from analytics data. Document vault uses expiring links and access logs.

2

No Credential Storage

We never store your bureau login credentials. Credit data is accessed through a secure OAuth-based consent flow with our credit data provider.

3

Immutable Audit Logs

Append-only audit logging tracks every action in the system. These logs cannot be modified or deleted — they exist for your protection and compliance verification.

4

CROA-Compliant Language

All platform language follows credit repair regulation standards. No guarantees. No misleading claims. "May be inaccurate or incomplete." "Request investigation." "If unverifiable, correct or remove."

5

User Control

You must approve every action. No auto-disputing. No bulk-disputing. The system is "armed" but never fires autonomously. You are always in control.

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