Frequently Asked Questions

No. ScorePros AI is a self-service tool that helps you understand your credit reports and take action on your own. We are not a credit repair organization. We do not file disputes on your behalf or represent you in any way. You do the work — we provide the tools, analysis, and guidance to help you do it well.

No. We cannot guarantee that any dispute will be successful, that any item will be removed from your reports, or that your credit will improve by any specific amount. Credit repair outcomes depend on many factors outside our control. What we offer is a clear, organized process for taking action yourself.

When you hire a credit repair company, you pay them to act on your behalf — and you give up some control over the process. With ScorePros AI, you stay in charge. You review everything before anything is sent. You understand what’s being done and why. This approach also tends to cost less and avoids some of the risks that come with third-party credit repair services.

Yes. We use secure, encrypted connections to access your credit data. We do not sell your information to advertisers or share it with third parties. Your data is used only to provide the service you’ve signed up for. You can review our full Privacy Policy for details.

When you identify an item on your credit report that may be inaccurate or unverifiable, ScorePros AI helps you prepare a dispute letter. You review the letter before it’s sent. You send it yourself — directly to the credit bureau or creditor. Nothing is sent automatically. After you send it, the bureau has 30 days to investigate and respond.

Yes. You can cancel your subscription at any time from your account settings. There are no cancellation fees and no contracts. Your access will continue through the end of the billing period you’ve already paid for.

Not every dispute results in a change. If a bureau or creditor verifies an item as accurate, it will stay on your report. In that case, ScorePros AI can help you understand your options — including follow-up steps if you have additional information to support your case. We’ll be honest with you about what’s realistic for your situation.