How ScorePros AI Works

Connect Your Credit Reports

ScorePros AI connects to your credit information using a secure, read-only link. We access your reports so you can review them — we cannot change anything on your behalf.

When you connect, we pull data from all three major credit bureaus: Equifax, Experian, and TransUnion. You’ll see everything in one place, in plain English.

Your data is yours. We do not sell it, share it with marketers, or use it for anything other than helping you with your credit repair goals.

Review What’s on Your Reports

Once connected, ScorePros AI walks you through each item on your reports — accounts, balances, payment history, and any negative marks.

Items that may be inaccurate, outdated, or unverifiable are flagged for your review. Each flag includes a plain-English explanation of what the issue is and why it might matter.

You review everything before taking any action. Nothing happens automatically.

Choose What to Repair

For each flagged item, ScorePros AI gives you a recommendation: Repair it, hold off, or review it further. You decide what to act on.

When you’re ready to dispute something, ScorePros AI helps you prepare a letter. You review the letter before it goes anywhere. You send it yourself — directly to the bureau or creditor.

We do not file disputes on your behalf. You stay in the driver’s seat.

Track Your Progress

After you send a dispute or take an action, ScorePros AI helps you keep track. You’ll see what you’ve done, what’s still pending, and what changes have shown up on your reports.

The process can take time. We’ll help you stay organized and know when to follow up.